• Gangtok, East Sikkim 737101

  • Mon – Sat: 9:00am-6:00pm. Sunday CLOSED

  • 03592-202646/204086

  • CITIZENS’ BYAPAR SCHEME

              BYAPAR SCHEME  LOAN TO RETAIL AND WHOLESALE TRADERS.

    1. MAXIMUM LIMIT -RS 5.00 LAC
    2. RATE OF INTEREST- 13.50% PA 
    3. REPAYMENT PERIOD  MAXIMUM 48 MONTHS.
    4. SHARE LINKING RATE- AS PER BANK’S NORM
    5. ELIGIBILITY CRITERIA – AGE 21-60 YEARS
    6. PROCESSING FEE : 1.00% OF LIMIT SANCTIONED
    7. SECURITY : HYPOTHECATION OF STOCK

                                      LIQUID COLLATERAL SECURITY

                                      PERSONAL GUARANTEE