Today’s small savings are tomorrow’s big base.

Sikkim Janata Daily Deposit Scheme is most popular and user friendly scheme being offered by our bank. A unique savings scheme wherein, the daily income earners can park their surplus funds.

An authorized agent of the Bank collects the daily deposits from the customer’s doorstep. A scheme which suits both the rich and poor alike. An ideal product for those who are into business/self-employment.

Service at your door steps.

The account will be opened with initial deposit of Rs. 100.00 with subsequent minimum daily deposit required Rs. 50.00 per day.

Rate of Interest up to 12 months 3%

>12 months to 24 months            4%

>24 months to 60 months            4.50%

Loan up to 75% can be availed against the deposited amount.